Who is eligible for a loan?

Any small business owner in the area of production, trade, services and agriculture is appropriate loan applicant.

We support registered and unregistered small businesses.

Women are loan bearers.

Submitting a loan application

You can get and submit loan request in our offices throughout Bosnia and Herzegovina.

To start a loan confirmation process you only need to submit loan request, copy of personnel identifying card and copy of residency confirmation to our loan officer in the nearest MIKRA branch or field office.

Loan implementation is within 7 days.

Mikra's advantages

Absolutely flexible and client orientated loans.

Active relationship between the Mikra`s loan officer and client.

Very simple and fast credit approach.

We provide loans designed to accommodate your needs.

We offer wide loan-services palette («Village banking», group and individual loan methodology).

Continuous loan approach through loan cycles.

Possibility of confirming clients` loan history.